Naked or at least barefoot with maybe a sleeveless t-shirt.

Maybe socks in winter?

Usually naked, but when doing cam 2 cam I usually put a white singlet on and when I find a partner I'm ready to cum for, I removed my singlet and fully naked.

I usually start with a shirt on. It is a real treat when I can wear panties and stockings too, though. I love teasing my cock through the panties.... rubbing my legs together..... Finally, when i can't stand it anymore, i love squeezing the head of my cock peeking out through the top of my panties. I love rubbing my balls through the panties with my other hand..... just to feel the material.

Sometimes i will then lube up the tip of my cock... just the tip... that drives me crazy.

At that point, the shirt comes off and I reach my hand all the way into my panties, lubing up my entire cock. I love playing with my nipples... touching my lovely stockinged legs....

But the panties always stay on.... I LOVE having those on.

Totally naked for me. I spend much time totally naked anyway.
I will wear a shirt or sweater sometimes especially when masturbating around my wife.

Hahahaha. Luv the visual.

Summer, nude. Winter, wear a flannel shirt, unbuttoned, and socks.

I just finished jacking on cam in the "Winnie the Pooh dress code"!!!!